About this Report Chairman's Foreword Corporate Management Report Appendices Governance Consolidated Financial Company Financial Statements Statements Consumption Figures Rabobank Group by Source and Activity Change in compared to 2017 2018 2017 2016 2015 Unit Energy -18% 866 1,082 1,100 1,134 Terajoules Total electricity -18% 659 834 820 823 Terajoules Green electricity -6% 535 571 629 652 Terajoules Grey electricity -45% 124 263 190 171 Terajoules Total gas -17% 206 248 240 274 Terajoules Green gas 96% 101 51 37 29 Terajoules Grey gas -47% 105 197 203 244 Terajoules District heating -3% 28 29 40 37 Terajoules Electricity per fulltime equivalent -17% 4,290 5,306 4,717 4,343 kWh/FTE Green electricity inside the Netherlands 19% 96% 78% 88% 95% Percentage Green electricity outside the Netherlands 11% 29% 26% 42% 29% Percentage Water in the Netherlands -14% 268 312 312 301 x1000m3 A4 paper 30% 23 17 18 19 kg/FTE Paper and cardboard waste in the Netherlands -60% 18 45 35 35 kg/FTE Residual waste in the Netherlands -40% 18 30 42 25 kg/FTE Client Photo Please note that in total 15,776 clients of Local Rabobank in The Netherlands have an exposure larger than EUR 1 million. Due to technical reasons we are only able to extract the results of 13,122 clients which have been summarized in the table below and in the Key Figures, page 6. From this number 109 clients do not have a Client Photo hence the 99% coverage figure as reported. We aim to improve the process and to report on all eligible client of Local Rabobanks in the Netherlands in the Annual Report 2019. Client Photo Number 2020 target %A-level Local Rabobanks 13,013 99% 100% 5% Wholesale offices 1,258 87% 100% 24% Other Group divisions n/a n/a 100% n/a Sustainability Performances of Clients of Local Rabobanks in the Netherlands (exposure larger than EUR 1M) Number of clients per sector Total A B C D+ D Food Agri 5,328 235 4,983 103 5 2 Trade, industry and services 5,357 277 4,887 186 2 5 Other and unclassified 2,328 187 2,106 32 2 1 Total in numbers 13,013 699 11,976 321 9 8 Total in 100% 5% 92% 2% 0% 0% Receivables from Clients In millions of euros Total A B C D+ D Total loans and advances 42,954 3,348 38,527 1,020 14 45 Total in 100% 8% 90% 2% 0% 0% Sustainability Performances of Clients of Wholesale Offices in the Netherlands (exposure larger than EUR 7 M) Number of clients per sector Total A B C D+ D Food Agri 651 140 460 43 6 2 Trade, industry and services 596 154 394 46 1 1 Other and unclassified 11 2 9 Total in numbers 1,258 296 863 89 7 3 Total in 100% 24% 69% 7% 1% 0% Annual Report 2018 - Appendices 82

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Annual Reports Rabobank | 2018 | | pagina 84