I
Rock-Solid
Bank
Rock-Solid Bank
We offer institutional investors relatively safe
investment options in the form of bonds and
subordinated instruments. Ourfinandal
performance has improved (e.g. balance sheet
optimization and portfolio management) and
our credit ratings are strong. This enables us to
ensure Rabobank's continuity. We also do this by
focusing on our efficiency to improve our C/l
ratio. But not at the expense of everything else.
As we are committed to investing in the
development of our clients, members and other
partners, achieving our C/l objective is a gradual
process. We ensure that we are prepared for and
in compliance with (future) laws and
regulations, and that we are always ready to
adapt to our customers evolving needs so that
we can continue to create value for all the bank's
stakeholders in a changing economy.
Ambitions
2020
30.96%
€150b
Results
2018
"lty 28.25%
153b
Excellent
Customer Focus
Meaningful
Cooperative
Empowered
Employees
About this
Report
Chairman's
Foreword
Corporate
Management Report Appendices Governance
Consolidated Financial Company Financial
Statements Statements
Fully loaded
CET1 ratio
Financial
framework
2016-2020
Capital
MREL requirement
Profitability
Cost/Income ratio
including regulatory levies
Funding S3-S4%
and liquidity J~> /0
Wholesale funding
As of
December 31,201
Fully loaded
CET1 ratio
Capital
MREL buffer
Profitability
Cost/Income ratio
ncluding regulatory levies
Funding r<- g0/
and liquidity /0
Wholesale funding
Annual Report 2018 - Management Report
44
