About this Report
Our Reporting Approach in 2018
In preparing this Integrated Annual Report, we have taken the
principles ofthe International Integrated Reporting Council (IIRC)
into account. For the CSR information included in this report, we
follow the Global Reporting Initiative (GRI) Standards - Option:
Core (2017: Comprehensive). This report and financial statements
have been prepared in accordance with the appropriate
reporting standards and guidelines. The statements and report
refer to the reporting period January 1, 2018 to December 31,
2018 and were first published on March 14, 2019 on Rabobank's
corporate website. The Annual Report takes an integrated
approach that highlights Rabobank's contribution to its
stakeholders by providing both financial and non-financial
information. This approach rests on our value creation model.
Throughout the report we provide detailed performance data.
The Financial Report includes the Financial Statements. We
describe our reporting approach in Appendix 1 and discuss our
value creation over the short, medium and long term in Rabobank
at a Glance.
Materiality
The materiality analysis provides insight into the choices we
made in the reporting year. This is illustrated in a materiality
matrix, which indicates topics requiring the most attention due
to their significant impact on Rabobank and its stakeholders. We
explain the process of determining materiality and the
boundaries ofthe topics in Appendix 1.