Excellent Customer Focus Excellent Customer Focus Innovative services Our improved customer service and the digital convenience of our products have boosted customer satisfaction. Our financing activities and the knowledge and networks we have to offer help our clients make their dreams and ambitions a reality. We also help clients to innovate and become more sustainable to ensure that they remain future-proof. We are also working on sustainability and future-proofing within our own organization (e.g., new operating model for local Rabobanks in the Netherlands, digitalization, IT (ind. security), sustainable procurement, and the mobility program). Our wide regional and sector expertise allows us to offer clients more than financing alone. When difficult times hit, like the 2018 drought, we are there for our clients. We serve as a knowledge partner and a linking pin between different clients and organizations. Examples of this integrated approach in action include the three new programs we started in 2018 based on our mission 'Growing a better world together'. By facilitating daily banking services like payments, we generate economic activity and help keep the economy moving. TJL ©we trade Meaningful Cooperative Empowered Employees Rock-Solid Bank About this Report Chairman's Foreword Corporate Management Report Appendices Governance Consolidated Financial Company Financial Statements Statements A specialized mortgage label that is distributed through intermediary channels. surepay SurePay delivers a variety of account- based verification services to help prevent payment fraud and misdirection. Blockchain trade finance platform that makes cross- border commerce easierfor European SMEs Easytrade Facilitates simple digital currency hedging. Annual Report 2018 - Management Report

Rabobank Bronnenarchief

Annual Reports Rabobank | 2018 | | pagina 17