Contents
Contents Foreword Management report Corporate governance Consolidated Financial Statements Company Financial Statements Pillar 3
Annual figures
252
Notes to the statement of income
285
Statement of financial position (before profit appropriation) 252
21 Net interest income
285
Statement of income
253
22 Net fee and commission income
285
Notes to the company financial statements
254
23 Income from equity interests
285
Accounting policies
254
24 Staff costs
285
1 Basis of preparation
254
25 Regulatory levies
285
2 Other accounting policies
260
26 Income tax
286
3 Risk exposure on financial instruments
269
Other notes to the financial statements
287
Notes to the statement of financial position
276
27 Professional securities transactions and assets not
1 Cash and balances at central banks
276
freely available
287
2 Short-term government papers
276
28 Contingent liabilities
287
3 Loans and advances to banks
276
29 Irrevocable facilities
288
4 Loans and advances to customers
276
30 Main subsidiaries
288
5 Interest-bearing securities
277
31 Remuneration of the Supervisory Board and the
6 Shares
277
Executive Board
289
7 Interests in group companies
277
32 Approval of the Supervisory Board
290
8 Other equity investments
277
Other information
291
9 Goodwill and other intangible assets
277
Events after the reporting date
292
10 Tangible fixed assets
278
11 Other assets
278
12 Derivatives
278
13 Trading and investment portfolios
279
14 Due to banks
280
15 Due to customers
280
16 Debt securities in issue
280
17 Other liabilities
280
18 Provisions
280
19 Subordinated liabilities
281
20 Equity
281
251
Contents
