9
7*
ffsmHSma-
8.7
120
188.9
45,567
Members
million
Customers
Amounts due
to customers
Intellectual
capital
Our vision
years
of banking knowledge expertise
in food agribusiness sector
Banking
Banking
for the
for
Netherlands
food
billion
Wholesale
funding
Employees
Our ambition
Leading customer-
oriented cooperative
bank in
the Netherlands
Leading bank
in food
agribusiness
worldwide
Loans to trade,
industry and
services
Loans to food
agribusiness
Customer
focus
Meaningful
cooperative
Empowered
employees
Rock-solid
bank
Our services
Mortgage loans
to retail
customers
Savings held by
retail customers
Number of
payment
transactions
Restoring trust
Increasing transparancy Digitizing services
Insurances
Engaging with stakeholders
Working with clients on
sustainability risks and
opportunities
Stimulating sustainable
agriculture
Supporting the vitality
of communities
Promoting a circular
economy
Developing talent
and competencies
Encouraging diversity
and equality
Responsible
remuneration
Improving
performance
Strengthening
capital ratios
A more flexible
balance sheet
Balancing risks
and returns