Contents
Contents Foreword Management report Corporate governance Consolidated Financial Statements Company Financial Statements Pillar 3
Welcome to Rabobank's Annual Report 6
Key figures 10
About Rabobank 12
Our output and impact 18
Improving performance 19
Strengthening capital ratios 50
A more flexible balance sheet 54
Balancing risks and returns 56
Restoring trust 61
Increasing transparency 66
Digitalising services 69
Engaging with stakeholders 73
Working with clients on sustainability
risks and opportunities 78
Stimulating sustainable agriculture 83
Supporting the vitality of communities 87
Promoting a circular economy 93
Developing talent and competencies 98
Encouraging diversity and equality 102
Responsible remuneration 104
Management 116
Assurance report of the independent auditor 119
Executive Board responsibility statement 122
Appendices 123
Appendix 1 About this report 123
Appendix 2 Sustainably Successful Together 125
Appendix 3 Sustainability Facts Figures 129
Appendix 4 Dialogue with social welfare organisations
and dialogue with clients 135
Appendix 5 Global Reporting Initiative 139
Reading guide
The Annual Report consists of the management report and the
'Corporate governance' section.' The Report of the Supervisory
Board does not form part of the statutory Annual Report.
The publications on the Rabobank website which are referred
to in this Annual Report are not part of the Annual Report, with
the exception of the provisions of the Dutch Banking Code.
This report has been prepared in accordance with the G4
Guidelines of the Global Reporting Initiative in accordance with
the comprehensive option.
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Contents
