Contents Foreword Management report Corporate governance Consolidated Financial Statements Company Financial Statements Pillar 3 Disclosure Location of Disclosure 2016 Identified Omission(s) Reason(s) for Omission(s) G4-FS6 Percentage of the portfolio for business lines by specific region, size (e.g.micro/sme/large) by sector Annual report: About Rabobank: 2016 Overview Annual report: Our output and impact: Improving performance: Net profit improved due to continued higher gross results and lower impairments: WRR loan portfolio grew by 1% Annual report: Our output and impact: Leasing Continued strong results and growth in activities: Lease portfolio decreased by 2% https://www.rabobank.com/nl/images/overzicht-leningenportefeuille-Rabobank.pdf G4-FS7 Monetary value of products and services designed to deliver a specific social benefit for each business line broken down by purpose Appendix 3: Sustainability Facts Figures: Finance Overview with a societal character or a positive societal impact (table) Overview Total sustainable assets under management for customers, sustainable funding and other transaction volumes G4-FS8 Monetary value of products and services designed to deliver a specific environmental benefit for each business line broken down by purpose Appendix 3: Sustainability Facts Figures: Finance Overview with a societal character or a positive societal impact (table) Overview Total sustainable assets under management for customers, sustainable funding and other transaction volumes Active ownership G4-DMA Generic Disclosures on Management Approach Voting policy(ies) applied to environmental or social issues for shares over which the reporting organisation holds the right to vote shares or advises on voting. Annual report: Working with clients on sustainability risks and opportunities: Responsible Investing G4-FS10 Percentage and number of companies held in the institution's portfolio with which the reporting organisation has interacted on environmental or social issues. Annual report: Working with clients on sustainability risks and opportunities: Introduction, ESG risks and opportunities for corporate clients, Client photo Appendix 4: Dialogue with social welfare organisations and dialogue with clients We interact with clients on a daily basis and environmental and social issues form an integral part of our engagement. We manage this via several ways (e.g. KPI 7: Client Photo). It is not feasible to report the percentage. G4-FS11 Percentage of assets subject to positive and negative environmental or social screening. Annual report: Working with clients on sustainability risks and opportunities: Introduction, ESG risks and opportunities for corporate clients, Client photo Annual report: Working with clients on sustainability risks and opportunities: Responsible Investing Appendix 3: Sustainability Facts Figures: Finance Overview with a societal character or a positive societal impact (table), Equator Principles (table) and Overview Total sustainable assets under management for customers, sustainable funding and other transaction volumes (table) According to our Responsible Investing policy, we assess our assets based on social and environmental aspects. We manage this via several ways and measure our Sustainable Financing and Funding. It is not feasible to report the percentage. Local communities G4-FS13 Access points in low-populated or economically disadvantaged areas by type Rabo Development impact report: https://www.rabobank.com/nl/images/rabo- development-impact-report.pdf World map of activities https://www.rabobank.com/en/map/index.html Annual report: Profile of Rabobank Annual report: Supporting the vitality of communities The data over the period 2016 is not available yet, therefor we incorporate data over 2015. G4-FS14 Initiatives to improve access to financial services for disadvantaged people Annual report: Our output and impact: Improving performance: Customer satisfaction: Client satisfaction on sustainable products and services (Retail and vulnerable clients) https://www.rabobank.nl/particulieren/toegankeliikheid/ 147 Appendices: appendix 5 Global Reporting Initiative

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Annual Reports Rabobank | 2016 | | pagina 205