Colophon Contents Management report Corporate governance Consolidated financial statements Financial statements Pillar 3 Published by Rabobank Communications Corporate Affairs About the Rabobank Annual Report and Annual Review Rabobank has integrated both the financial information and the key corporate social responsibility reporting information in the Annual Report 2015 and the Annual Review 2015. The Annual Report 2015 is based on, among other things, the financial statements and other information about Rabobank as required under Part 9 of Book 2 of the Dutch Civil Code. As required by law, these reports have been/will be filed at the offices oftheTrade Registry under number 30.046.259 afterthe adoption of the financial statements of Rabobank Nederland by the Annual General Meeting.The Annual General Meeting is scheduled for 20 April 2016. An independent auditor's report has been issued for the financial statements of Rabobank Nederland, as required under Article 2:393, Paragraph 5 of the Dutch Civil Code. This report takes the form of an unqualified opinion. In its report, the external auditor has not emphasised any specific matters. The section 'Report of the Supervisory Board'does not form part of the statutory Annual Report. This Annual Report has been prepared in accordance with the G4 Guidelines of the Global Reporting Initiative, based on the comprehensive option.The contents of Rabobank's reporting on corporate social responsibility have been full verified by KPMG Sustainability, and provided with an assurance report classified as having a reasonable degree of certainty. The section of the Annual Report that deals with corporate social responsibility forms an integral part of the Annual Report. Annual Reporting In 2016, Rabobank is publishing the following documents as part of its annual reporting, both in English and in Dutch: Annual Report 2015 - Jaarverslag 2015 Annual Review 2015 - Jaaroverzicht 2015 Consolidated Financial Statements 2015 - Geconsolideerde jaarrekening 2015 Financial Statements 2015 - Jaarrekening 2015 Capital Adequacy and Risk Management Report 2015/Pillar 3 (only in English) Interim Report 2016 - Halfjaarverslag 2016 The Annual Report 2015, the Annual Review 2015 and the Capital Adequacy and Risk Management Report (Pillar 3) will be available online at www.rabobank.com from 16 March 2016. The printed version of the Annual Report 2015 and the Financial Statements 2015 will also be available from 22 March 2016. Rabobank's annual reporting is available online at the corporate website: www.rabobank.com/annualreports and www.rabobank.com/iaarverslagen. In the event of differences in content between the online version and the printed version, the content of the online version will always prevail. Please note that the Annual Report is an uncertified translation of the Dutch Annual Report for convenience only. In the event of any ambiguity, the Dutch text will prevail. Materials used Rabobank uses environmentally-friendly materials when printing this document. Contact Rabobank has exercised the utmost care in the preparation of this Annual Report. If you have questions or suggestions on how we can improve our reporting, please send them by email tojaarverslagen@rabobank.nl Rabobank Croeselaan 18 P.O. Box 17100 3500 HG Utrecht The Netherlands Tel.: +31 (0)30 216 0000 E: jaarverslagen@rabobank.nl. 407 Colophon

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Annual Reports Rabobank | 2015 | | pagina 408