Contents Management report Corporate governance Consolidated financial statements Financial statements Pillar 3
way we can achieve the most efficient and customer-focused
services as possible. For Wholesale, Rural Retail, excellent
client focus further means that we continually adapt to the
wishes of the client and the shifts in the market. Moreover, we
always act demonstrably in the interest of the client.
Improvemen tof the return
Wholesale, Rural Retail contributes to the necessary
improvement on returns with the performance improvement
programme Solve, Optimise, Grow Innovate.This programme
aligns with Performance Now and provides for a simplification
of processes and systems. Where possible, standardisation
offers a solution, but customisation and unique knowledge
and networks are also what set us apart from the competition.
That is why customisation takes place where necessary
and profitable.
The Netherlands
In the Netherlands, the wholesale banking division services
wholesale clients in all sectors in close cooperation with
the local Rabobanks. In addition, the wholesale banking
division (together with the Rabo International Desk of the
Mid Corporates business) facilitates the international activities
of Dutch customers. Rabobank has 20 International Desks -
spread out over six continents - which specifically focus on
international support. Rabobank facilitates the qualitative
growth of companies. Some examples with which Rabobank
supports the earning capacity of the Netherlands can be found
in the Annual Review.
In addition, our specialised product range is available to large
and small business clients. For example, products to hedge
interest rate risk, currency risk or raw material risk. Via our
network of local, customer-focused teams, we can combine
the wholesale knowledge of wholesale financing with the local
Rabobank knowledge. In 2015, we introduced a new online
environment for wholesale clients. You can find more about this
in the Annual Review.
Worldwide
Wholesale Banking
Within wholesale banking, Rabobank distinguishes itself by
its international focus on clients in the food and agribusiness.
Due to the combination of in-depth knowledge and
a worldwide network, we are able to position ourselves as the
leading food and agri bank in the world. We service the entire
food value chain, with specialists per sector, and we provide this
sector knowledge and advice to our clients. Rabobank is active
in the main food producing countries, including the United
States, Australia, New Zealand, Brazil and Chile.
Start-up Small and Large companies
Companies medium-sized EUR 30 million-
companies 250 million turnover
Large national
companies
EUR 250 million turnover
Large international
F&A companies and
Financial Institutions
Business consultancy Business clients Large companies
Wholesale Netherlands
Wholesale Overseas
Industry Knowledge Team Food 8
Agribusiness Research
Financing Financial logistics Insurance
Loan Products Group Financial Logistics
Trade Commodity Finance
Export Project Finance
Acquisition Finance
Asset Based Finance
Rembrandt Mergers Acquisitions
Mergers Acquisitions
Rabobank Equity Investment
Private Equity
Global Client Solutions
Markets (open to large companies and equity funding)
International Services Desks
Rabobank Group The Netherlands The Netherlands and worldwide
36 Rabobank Annual Report 2015
