Contents Management report Corporate governance Consolidated financial statements Financial statements Pillar 3
in millions of euros
Note
On 31 December 2015
On 31 December 2014
Liabilities
Professional securities transactions
81
115
Other liabilities to banks
41,261
38,391
Due to banks
14
41,342
38,506
Savings
26,722
18,244
Professional securities transactions
486
362
Other due to customers
88,689
90,349
Due to customers
15
115,897
108,955
Debt securities in issue
16
166,501
182,128
Other liabilities
17
57,920
57,927
Derivatives
12
63,424
76,186
Accruals and deferred income
2,239
2,629
Provisions
18
499
545
447,822
466,876
Subordinated liabilities
19
17,332
13,586
Capital
600
600
Premium
5,402
5,402
Rabobank Certificates
5,949
5,931
Capital Securities
8,002
6,530
Revaluation reserves
792
964
Statutory reserves
641
463
Other reserves
(3,479)
(3,235)
Profit for the year
908
1,352
Equity
20
18,815
18,007
Liable equity capital
36,147
31,593
Total equity and liabilities
483,969
498,469
Contingent liabilities
23
18,970
17,487
Irrevocable facilities
24
45,449
34,155
255 Annual figures
