General information
Rabobank Group, the Coöperatieve Rabobank U.A. (Rabobank) and the legal entities and companies
that form part of the group, is an international financial services provider operating on the basis of
cooperative principles. On 31 December 2015, Rabobank Group comprised 106 independent local
Rabobanks (with 506 branches) in the Netherlands, members of the central organisation Coöperatieve
Centrale Raiffeisen-Boerenleenbank B.A. and a number of specialised subsidiaries. On 1 January 2016,
the local Rabobanks and the Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A. entered into
a legal merger. Furthermore, on 1 January 2016, the name of the Coöperatieve Centrale Raiffeisen-
Boerenleenbank B.A. was changed into Coöperatieve Rabobank U.A. More information on this matter is
included in the Section 'Events after the reporting period'.
Rabobank Group provides services in retail banking, wholesale banking, leasing and real estate in
many countries around the world. Rabobank Group puts the common interests of individuals and
communities first. In our services we place a premium on adding value for customers. Our focus in the
home market is on being the broad market leader, while internationally we concentrate on expanding
our leading position as a food and agri bank. Rabobank Group operates in a total of forty countries and
at year-end 2015 employed approximately 51,900 FTEs.
Contents Management report Corporate governance Consolidated financial statements Financial statements Pillar 3
Address:
Croeselaan 18
P.O. Box 17100
3500 HG Utrecht
The Netherlands
www.rabobank.com
172 Rabobank Annual Report 2015
