Strategy One Rabobank: stronger and closer Rabobank is a customer-focused cooperative bank. Our mission is to contribute to welfare and prosperity in the Netherlands and feeding the world sustainably.These aims will allow us to remain a meaningful cooperative and be successful over the long term for our customers, members, employees and society. Rabobank has been a cooperative bank for over 115 years. We are present in society and are strongly involved with our customers and members. We want to continue our responsive role, particularly in a world where customer needs, economic development, technological advances and increasingly stringent bank regulations are changing faster than ever. The Strategic Framework 2016-2020 describes what we want to achieve over the next five years. It also outlines how we will implement the new strategy and what specific financial goals we will pursue. The Strategic Framework 2016-2020 provides a sharpened focus on improving customer service and increasing our performance. Contents Management report Corporate governance Consolidated financial statements Financial statements Pillar 3 Ambitions: what do we want to achieve? Our ambition is to be the most customer-focused bank in the Netherlands and a leading food and agri bank worldwide. The visions outlined in Banking for the Netherlands and Banking for Food give substance to our customer-focused cooperative. The sustainability strategy Sustainably Successful Together is an important building block within these visions. O Read here about the environmental analysis on which the Strategic Framework 2016-2020 was based. Banking for the Netherlands Rabobank is linked to the future of the Netherlands through its members and customers. If our customers do well, the bank does well. As a cooperative bank, we can differentiate ourselves by providing a targeted contribution to the challenges the Netherlands faces in the years ahead. In this way, we contribute to sustainable welfare and prosperity in the Netherlands. With Banking for the Netherlands we want to strengthen the Netherlands of the future from three perspectives: 1. improving earnings capacity of the Netherlands by focusing on the growth themes of mobility, vitality, food and agri, raw materials, water and housing; 2. supporting optimum life courses for Dutch households by helping customers make confident financial choices, and 3. strengthening the living environment of local communities through the use of cooperative dividends and our local participation agenda. Our local presence allows us to respond to important regional issues. O Watch the video 'Banking for the Netherlands' here (in Dutch). Banking for Food The Netherlands is a global leader in the food and agri sector. Rabobank's agricultural roots have helped it achieve this position and we will continue to make a significant and lasting contribution to the global food and agri sector. We are increasing our commercial effectiveness by fine-tuning our customer focus, integrating the chain approach, unlocking our knowledge, improving internal cooperation and creating even more innovative opportunities. With Banking for Food we want to play a prominent role in the public debate on the broad issue of food. We also hope to connect producers with consumers, and farmers with citizens. O Read more about Banking for Food here. 12 Rabobank Annual Report 2015

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Annual Reports Rabobank | 2015 | | pagina 13