8.6 million customers 0(70000 OOOOOO 106 local Rabobanks Rabobank Subsidiaries and associates 42% Contents Management report Corporate governance Consolidated financial statements Financial statements Pillar 3 FGH Bank specialises in financing commercial real estate. In early 2015, it was announced that FGH Bank would be integrated into Rabobank. All the knowledge, expertise and networks in the field of commercial real estate within both the FGH Bank and Rabobank will be brought together under a single real estate company. In anticipation, the FGH Bank shares were legally transferred to Rabobank on 31 March 2015 and FGH Bank is no longer part of the Rabo Real Estate Group. The number of internal and external staff employed in the real estate segment is approximately 1,600 FTEs. Situation on 31 December 2015 of which 7.4 million are customers in the Netherlands Members 1.9 million members are involved with Rabobank. OOOOOO 0 0 0 0 0 0 OOOOOO Mission Rabobank is dedicated to being a leading customer-focused cooperative bank in the Netherlands and a leading food and agri bank in the world. with 506 branch offices Density of network per region North Netherlands 26 local Rabobanks Central Netherlands 29 local Rabobanks South Netherlands 25 local Rabobanks West Netherlands 26 local Rabobanks Markets Mortgages Savings Trade, industry Food and agri and services (TIS) Payment Mortgages Insurance Asset management Partner banks transactions Obvion Achmea (29%) Robeco (11 Banco Terra (45%) MyOrder (95%) Banco Regional (39%) BPR (38%) NMB (35%) Wholesale Leasing Real estate International retail •Zanaco (46%) Rembrandt DLL (Athlon, Freo) BPD Europe B.V. ACC Loan Management Banco Sicredi (22%) (51%) Bouwfonds IM BGZ BNP Pari bas (7%) DFCU (28%) •FGH Bank Finterra (20%) LAAD (8%) 11 Profile of Rabobank

Rabobank Bronnenarchief

Annual Reports Rabobank | 2015 | | pagina 12