Insurance
As a wide-ranging services provider, Rabobank offers its private and business customers a
complete range of advisory services and product solutions, including insurance. In the field of
insurance products, Achmea, via its brand Interpolis, is Rabobank's most important strategic
partner and supplier. Interpolis offers a wide range of non-life, healthcare and life insurance
policies for both private customers and businesses. Rabobank Group has a 29% shareholding
in Achmea.
Rabobank offers three propositions to its customers for the insurance of non-life risks: the
Interpolis Alles in één Polis to private customers, Interpolis ZekerVanJeZaak and Rabo RisiGo
combined with the Interpolis Bedrijven Compact Polis to business customers. With these
propositions, Rabobank offers its customers the possibility of arranging and managing their
own policies via the online channel, with the option of requesting advice from the advisors at
the local Rabobanks if they so wish. In the field of group pensions for employees, Rabobank
recommends the RaboBedrijvenPensioen (the pension product of the Stichting Rabobank-
PGGM-PPI) to its customers through regional pension specialists.
Rabobank and Interpolis do not believe that insurance is the only way in which to address risks.
Customers can reduce or prevent potential loss or damage by obtaining insight into potential
risks and taking practical preventive measures. For those risks that remain and which the
customer is not able or willing to bear, Rabobank and Interpolis offer practical and relevant
insurance solutions. Interpolis is the first insurer to provide an online prevention store.
Since Rabobank has selected Interpolis as its preferred supplier for the retail market, the local
Rabobanks are phasing out policies with other insurers in this market segment.This contributed
to a decline in the total insurance commission at the local Rabobanks to EUR 277 (288) million.
Num ber o f policies
Number of policies
Type of insurance
Alles in één Polis
ZekerVanJeZaak and Bedrijven Compact Polissen
Zorg Actief
31-12-2014
1,289,000
207,000
215,000
31-12-2013
1,324,000
210,000
223,000
60 Annual Report 2014 Rabobank Group
