Lease portfolio by division
Lease portfolio by region
Societal impact
At the end of 2013 a global charitable donations policy was approved. This policy provides
principles for donations in order to ensure transparency and a positive impact of DLL's donations
on local communities in which DLL operates. This year DLL and her employees provided over
EUR 600,000 to local charitable causes.
DLL also implemented in all main markets the global Community Involvement program based
on a number of themes that are closely aligned with the core business. This year a 20% employee
participation in community involvement activities was reached in main markets, contributing to
an improvement in educational and living conditions of many people. This impact will be better
measured in 2014, with our renewed monitoring on the Social Return on Investment that has
been developed Q4 2013. According to an internal survey, this program also highly contributes
to engage staff and foster pride for the organisation. In the Netherlands, DLL partnered with the
Eindhoven municipal government to organize on a structural basis Corporate Responsibility
'matchmaking' events which proved successful in establishing greater community involvement
partnerships between social charities and businesses in the Eindhoven region.
In partnership with the Rabobank Foundation, DLL provided technical assistance to four
micro finance institutions in the development of microleasing in Rwanda. Learnings from this
experience are captured in the White paper 'Recipe for Success. Favourable conditions for
micro-leasing in Rwanda'.
External recognition
At the international Leasing Life Awards, DLL won awards for the fourth time in four consecutive
years. This time DLL was awarded the prestigious title of European Lessor of the Year. The Product
Innovation Service Award was also granted to DLL for the further development of LCAM and
the progress the program makes in facilitating cradle-to-cradle business models.
Athlon Car Lease in the Netherlands was awarded Best Leasing Company in the category
Big Leasing Companies in a survey held by the Dutch Company Car Association.
Lease portfolio up 2%
The De Lage Landen lease portfolio rose 2% to EUR 30.2 (29.6) billion in 2013, and its loan
portfolio (which is the lease portfolio excluding operational lease) amounted to EUR 24.7 (24.9)
billion in lending to the private sector. Growth of the activities was mainly realised in the food
and agri sector in 2013. This can be seen in the composition of the lease portfolio, with further
expansion of the share of food and agri to EUR 9.1 (8.6) billion. This brings the proportion of
food and agri to 30% (29%) of the total lease portfolio. Due to the continuing poor economic
conditions in the Netherlands, the Dutch lease portfolio declined to EUR 6.1 (6.3) billion,
accounting for 20% (21%) of the total lease portfolio at year end.
at year-end 2013, in
10
r
V
14
Food and agri
Office technology
Construction,
transportation and
industrial
Financial institutions
Carlease
12 u Healthcare and clean
technology
Consumer finance
Vendor finance operations
at year-end 2013, in
36 i 57
Europe
America
Asia/Pacific
86 Annual Report 2013 Rabobank Group