Lease portfolio by division Lease portfolio by region Societal impact At the end of 2013 a global charitable donations policy was approved. This policy provides principles for donations in order to ensure transparency and a positive impact of DLL's donations on local communities in which DLL operates. This year DLL and her employees provided over EUR 600,000 to local charitable causes. DLL also implemented in all main markets the global Community Involvement program based on a number of themes that are closely aligned with the core business. This year a 20% employee participation in community involvement activities was reached in main markets, contributing to an improvement in educational and living conditions of many people. This impact will be better measured in 2014, with our renewed monitoring on the Social Return on Investment that has been developed Q4 2013. According to an internal survey, this program also highly contributes to engage staff and foster pride for the organisation. In the Netherlands, DLL partnered with the Eindhoven municipal government to organize on a structural basis Corporate Responsibility 'matchmaking' events which proved successful in establishing greater community involvement partnerships between social charities and businesses in the Eindhoven region. In partnership with the Rabobank Foundation, DLL provided technical assistance to four micro finance institutions in the development of microleasing in Rwanda. Learnings from this experience are captured in the White paper 'Recipe for Success. Favourable conditions for micro-leasing in Rwanda'. External recognition At the international Leasing Life Awards, DLL won awards for the fourth time in four consecutive years. This time DLL was awarded the prestigious title of European Lessor of the Year. The Product Innovation Service Award was also granted to DLL for the further development of LCAM and the progress the program makes in facilitating cradle-to-cradle business models. Athlon Car Lease in the Netherlands was awarded Best Leasing Company in the category Big Leasing Companies in a survey held by the Dutch Company Car Association. Lease portfolio up 2% The De Lage Landen lease portfolio rose 2% to EUR 30.2 (29.6) billion in 2013, and its loan portfolio (which is the lease portfolio excluding operational lease) amounted to EUR 24.7 (24.9) billion in lending to the private sector. Growth of the activities was mainly realised in the food and agri sector in 2013. This can be seen in the composition of the lease portfolio, with further expansion of the share of food and agri to EUR 9.1 (8.6) billion. This brings the proportion of food and agri to 30% (29%) of the total lease portfolio. Due to the continuing poor economic conditions in the Netherlands, the Dutch lease portfolio declined to EUR 6.1 (6.3) billion, accounting for 20% (21%) of the total lease portfolio at year end. at year-end 2013, in 10 r V 14 Food and agri Office technology Construction, transportation and industrial Financial institutions Carlease 12 u Healthcare and clean technology Consumer finance Vendor finance operations at year-end 2013, in 36 i 57 Europe America Asia/Pacific 86 Annual Report 2013 Rabobank Group

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Annual Reports Rabobank | 2013 | | pagina 87