Sustainability Sustainable solutions DLL has structurally enhanced its sustainable leasing services for circular business models by investing in a dedicated Life Cycle Asset Management (LCAM) team. This team actively supported several manufacturing partners in managing assets during their first and second life. Furthermore the team proactively provided consultancy services, seminars and workshops to inspire both partners as well as external communities. An example of such a case from 2013 is the partnership with Desso, an international manufacturer of carpets, carpet tiles and other products. Desso's customers are offered a full-service lease solution. Customers who chose this option will no longer become the owner of the product, but rather purchase a service from the producer who will take care of installation and maintenance. At the end of the lifespan the products are retaken again; it is then possible to recycle these resulting in less dependency on natural resources. The Clean Tech business had a record year in financing new projects increasing its portfolio to the highest levels since the business's inception. Renewable energy financing was dominated by solar and wind financing while LED lighting retrofits was the predominant technology in the energy efficiency sector. Much progress was made with new technologies in energy efficiency, water filtration and other renewable sources. Geographically, the business expanded into a number of new European countries. In 2013 Athlon Car Lease went live with Tesla Lease and 286Tesla's were ordered by customers. In total Athlon has more than 5,200 cars with alternative drivetrains, like electric vehicles and hybrids, in contract.To motivate customers to drive safe and responsibly in everyday traffic, Athlon offers an e-driver tool. The Mobility Card is another product of Athlon that offers customers one single solution to travel combining services like payment for petrol, public transport, flights and hotels. Athlon Mobility Consultancy expanded their activities, in addition to Benelux, also to France. Approximately 75 companies were supported with the implementation of a sustainable mobility policy and new products and services are offered such as the Athlon Sustainable Mobility Index and a Driver Risk Management Program. Also several implementations were accomplished with the mobility management system Momas. Asset Sharing is an initiative that explores the B2B sharing economy as one of the future business opportunities for DLL. Together with local Rabobanks entrepreneurs are selected to participate in a pilot focusing on the actual sharing of assets. Responsible business operations In 2013 DLL started the development of their own overall Environmental, Social and Governance (ESG) Policy in order the further improve the assessment and due diligence approach of ESG issues. DLL has also improved the armaments policy framework, updating its commitment to refrain from business involving controversial weapons manufacturers. DLL's US office in Wayne was awarded the LEED Gold Certification for existing buildings. LEED stands for Leadership in Energy and Environmental Design and provides third-party verification of green buildings. Together with last year's BREEAM certificate of the headquarters, DLLs two biggest offices are green certified buildings covering about 40% of all FTE. In line with the sustainability criteria of the global real estate policy also the offices in Germany, France and Belgium will move to sustainable certified buildings. Lastly, Athlon achieved an official carbon footprint in the Netherlands which is, together with carbon reducing initiatives, important sustainability information in tenders. 85 Our specialised subsidiaries

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Annual Reports Rabobank | 2013 | | pagina 86