Loan portfolio
Loan portfolio by sector
Loan portfolio by region
America
Australia and New Zealand
Europe
(excluding the Netherlands)
Netherlands
Asia
As part of this portfolio, lending to Dutch companies declined by 18% to EUR 12.1 (14.8) billion.
The remainder of the loan portfolio was provided to companies outside the Netherlands, with
EUR 48.9 (54.1) billion to wholesale companies and EUR 31.1 (38.6) billion to rural and retail
businesses.The following entities are included in the loan portfolio of international rural and
retail banking:
in billions of euros
31-Dec-2013
31-Dec-2012
Rabobank, N.A. (United States)
6.9
6.6
Rabo AgriFinance (United States)
4.7
4.1
ACCBank (Ireland)
2.4
3.1
Rabobank Chili
1.1
1.1
Rabobank Brazil
1.6
1.3
Rabobank New Zealand
5.3
5.2
Rabobank Australia
9.1
10.7
As a result of the agreement regarding the sale of Bank BGZ, this loan portfolio is no longer
reported as part of the total private sector loan portfolio.
Rabo Development: Reaching the unbanked in emerging markets
Rabo Development's mission is to include all sections of selected developing societies into the
financial system, including the low income segments living in rural areas, while employing
cooperative principles and banking expertise. Financial inclusion is one of the main building
blocks for inclusive growth, growth that leads to improved living standards for the poor and
other vulnerable groups within a developing country.
Partner banks in developing countries
In line with its unique business model, Rabo Development is creating a network of partner banks
in emerging markets, which provide financial services to a large customer base. These banks have
a special focus on customers in rural areas, where most people remain unbanked, and are also
well-equipped to finance agriculture.They serve individual customers, but also other segments
such as farmers and small and medium-sized enterprises. Rabo Development offers three types
of support to these partner banks: capital, management services and technical assistance.
in billions of euros
2009 2010 2011 2012 2013
Food and agri
TIS
Private individuals
55 Leading food and agri bank at international level
