2013 Nov-Dec (after Libor settlement) Annual average 2013 Annual average 2012 Annual average 2011 Rabobank as a cooperative Awareness of Rabobank as a cooperative 81% 81% 76% 74% Positive rating of Rabobank as a cooperative 50% 56% 57% 59% Rabobank's image Involved No. 1:28% No. 132% No. 1:36% No. 140% Lead over No. 2 10 percentage points 15 percentage points 17 percentage points 21 percentage points Nearby No. 1:42% No. 146% No. 1:49% No.153% Lead over No. 2 9 percentage points 13 percentage points 14 percentage points 18 percentage points Leading No. 1:33% No. 137% No. 1:41% No. 144% Lead over No. 2 5 percentage points 10 percentage points 12 percentage points 14 percentage points Trustworthy No. 1:30% No. 139% No. 1:46% No. 150% Lead over No. 2 3 percentage points 12 percentage points 14 percentage points 17 percentage points Bank preference Preference for Rabobank No. 1:48% No. 152% No. 1:53% No. 154% Lead over No. 2 3 percentage points 9 percentage points 10 percentage points 12 percentage points These figures are based on a survey by the research agency No Ties. Every year, over 5,000 people in the Netherlands are interviewed about the reputation of the various banks in the Netherlands. They are asked which reputation indicators they associate most strongly with which banks (multiple answers are possible). This results in scores for the banks on each of the various reputation indicators. Rabobank is no longer given the benefit of the doubt. This means that clients are adopting a more critical stance with regard to Rabobank's conduct. It is more important than ever for Rabobank's conduct to demonstrate what it stands for as a cooperative bank. No comparable data are available for other countries in which Rabobank operates. The adverse reputation impact of the Libor settlement appears to be limited at the international level. 26 Annual Report 2013 Rabobank Group

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Annual Reports Rabobank | 2013 | | pagina 27