30 Rabobank Group global presence Rabo Development Rabobank Foundation Rabobank International Rabobank Group Rabobank is characterised by its cooperative structure and local ties. At the end of 2013, the Rabobank organisation numbered 129(136) local Rabobanks. Several mergers of local Rabobanks took place in 2013 to improve their professionalism and competitive position. Merger decisions are taken by the Members council of each individual bank concerned. The number of customers of the local Rabobanks rose from over 7.4 million to 7.5 million, while the number of members increased from 1,918,000 to 1,947,000. Rabobank has some 43,000 (45,000) employees in the Netherlands and some 18,000 (19,000) employees outside the Netherlands. Cooperative customer service The cooperative is embedded and embodied in every mortgage consultation, business consultation or asset management consultation. A typical example is represented by Rabobank Almere, which joined forces with the municipality and several large businesses to strengthen the town's position by establishing the Almere Fund' to provide start-up assistance for young entrepreneurs. The cooperative is also clearly recognisable in product and policy development. Rabobank develops products and services on the basis of clients' needs. Clients can use a virtual ideas box, the www.denkmeemetjebank.nl portal, to provide input on products in development. This virtual portal was introduced in 2013 as part of a pilot project. At the end of 2013,1,472 clients were registered on the platform across 15 participating local Rabobanks. A total of 375 questions were asked, eliciting an average of 29 replies for each topic. The platform will continue to be developed in 2014 and made accessible so as to intensify dialogue with customers and members. Including the Netherlands, Rabobank Group operates in 41 countries around the world with Rabobank and its subsidiaries. The countries in which Rabobank holds non-controlling interests or runs projects are not included in the list of countries in which Rabobank Group operates. Rabobank International has offices in 661 locations in 30 countries. Argentina Australia Belgium Brazil Canada Cayman Islands Chile China Curasao France Germany India Indonesia Ireland Italy Japan Luxembourg Malaysia Mauritius Mexico New Zealand Poland Russia Singapore Spain St. Maarten The Netherlands Turkey United Kingdom United States Brazil China Ethiopia Ghana India Ivory Coast Mozambique Nigeria Paraguay Phillipines Romania Rwanda Tanzania Vietnam Zambia Kenya Peru South Africa Bolivia Brazil Cambodia Colombia Ecuador Ethiopia Ghana India Indonesia Ivory Coast Kenya Laos Mali Mexico Mozambique Nicaragua Peru Phillipines Rwanda Senegal Sri Lanka Tanzania The Netherlands Uganda Vietnam countries Rabobank Foundation Furthermore, Rabo Development holds non- focuses on projects in controlling interests in eight partner banks and 25 countries. provides advice and support for various projects. Argentina Australia Austria Belgium Brazil Canada Cayman Island Chile China Curacao Czech Republic Denmark Finland France Germany Hungary India Indonesia Ireland Italy Japan Luxembourg Malaysia Mauritius Mexico New Zealand Norway Poland Portugal Romania Russia Singapore South Korea Spain St. Maarten Sweden Switzerland The Netherlands Turkey United Kingdom United States 41 countries 23 Cooperative and governance

Rabobank Bronnenarchief

Annual Reports Rabobank | 2013 | | pagina 24