Cooperative and governance
I
1
10 million clients
129 local Rabobanks
Rabobank Nederland
Rabobank International
Subsidiaries and associates
The cooperative model is the foundation under the Rabobank organisation.
Almost two million clients in the Netherlands are members of their local
Rabobank. Members can voice their views and participate in decision-making
on the policy of the local Rabobank via a Members council, thereby ensuring
that the local Rabobanks remain in touch with the community of which they
are part. 'Cooperative banking' is based on four focus areas that are connected
with the financial products and services of Rabobank: a long-term relationship,
commitment to a better world, participation and solidity.These focus areas
have been incorporated in the principles of cooperative customer service
adopted in the Central Delegates Assembly in 2013.
1.9 million members
722 branches
A detailed description of
Rabobank and its business
model is available on the
corporate website.
Situation at 31 December 2013
- Staff
- Wholesale banking
- Support of local Rabobanks
- Rural retail banking
- Wholesale
- Direct banking
- Group Finance
- Rabo Development
Payment transactions
Leasing
Partner banks
- MyOrder (80%)
- De Lage Landen (Athlon, Freo)
- Banco Terra (45%)
- Banco Regional (40%)
Mortgages
Real estate
- BPR (35%)
- Obvion
- Bouwfonds Property Development
- NMB (35%)
- MAB Development
- Zanaco (46%)
Insurance
- FGH Bank
- URCB (9%)
- Achmea (29%, Interpolis)
- Bouwfonds Investment Management
- Banco Sicredi (19%)
- Fondsenbeheer Nederland
- FDCU (28%)
Wholesale
- Rembrandt (51%)
Asset management
International retail
- Paris Orléans(4%)
- Robeco (10%)
- ACCBank
- Schretlen Co
- Bank BGZ (99%)
22 Annual Report 2013 Rabobank Group
