Business segments
-
-
-
-
-
-
-
-
-
-
-
-
-
In millions of euros
Domestic retail
banking
Wholesale banking
and international
retail banking
Asset
management
Leasing
Real estate
Other
segments
Consolidation
effects/hedge
accounting
Total
For the year ended on
31 December 2013
Interest
5,605
2,617
(2)
973
322
(422)
9,093
Commission
1,319
637
3
52
32
(10)
(33)
2,000
Other income
616
793
2
545
(563)
1,544
(1,010)
1,927
Total income
7,540
4,047
3
1,570
(209)
1,112
(1,043)
13,020
Segment expenses
5,015
3,134
2
764
342
591
(83)
9,765
Value adjustments
1,384
568
170
513
8
2,643
Bank tax
90
75
9
8
14
1
197
Operating profit before taxation
1,051
270
1
627
(1,072)
499
(961)
415
Taxation
270
218
205
(257)
(129)
(239)
68
Net profit from continuing
operations
781
52
1
422
(815)
628
(722)
347
Net profit from discontinued
operations
80
1,585
1,665
Net profit
781
52
81
422
(815)
2,213
(722)
2,012
Business unit assets
376,241
486,763
1,276
33,128
27,593
71,252
(325,743)
670,510
Investments in associates
17
627
25
111
2,849
3,629
Total assets
376,258
487,390
1,276
33,153
27,704
74,101
(325,743)
674,139
Business unit liabilities
349,172
476,175
1,051
29,267
26,642
60,816
(309,021)
634,102
Total liabilities
349,172
476,175
1,051
29,267
26,642
60,816
(309,021)
634,102
Additions to property and equipment
160
28
1,420
13
38
1,659
Depreciation of tangible assets and
amortisation of intangible assets
145
127
50
27
179
528
Impairment of tangible and intangible
assets
2
52
12
66
Goodwill
322
599
460
1,381
146 Annual Report 2013 Rabobank Group
