Amounts due to customers
Amounts due to customers by group entity
O:
Funding
at year-end 2013, in
Domestic retail banking
Wholesale banking and
international retail banking
Other
In billions of euros
31-Dec-13
31-Dec-12
Change
Total amounts due to customers
329.4
334.3
-1%
Customer savings deposits
151.5
149.7
1%
Domestic retail banking
125.2
124.7
Wholesale banking and international retail banking
26.3
24.9
6%
Other group entities
0.0
0.1
Other amounts due to customers
177.9
184.6
-4%
Domestic retail banking
90.5
89.8
1%
Wholesale banking and international retail banking
85.3
93.0
-8%
Other group entities
2.1
1.8
17%
Development of equity
Rabobank Group's equity amounted to EUR 40.0 (42.1) billion at the end of 2013. As usual, the
payments on (equity) capital instruments of EUR 1.1 billion were charged to equity and EUR 0.9
billion of profits were added to capital. In addition, the downward revaluation in relation to
pensions amounted to EUR 0.8 billion and the amount of outstanding Rabobank Member
Certificates fell by EUR 0.8 billion in 2013.
Of equity, 61% consists of reserves and retained earnings, 15% of Rabobank Member
Certificates, 21% of hybrid capital and 3% of other non-controlling interests. Retained earnings
amounted to EUR 28.1 billion.
in billions of euros
350
300
250
200
150
100
50
2009
2010
2011
2012
2013
0
11 Financial developments