30 clean sport and, from the start of its sponsorship activities, Rabobank has always tried to enforce a zero-tolerance policy. The bank will continue to sponsor amateur cycling and the women's team headed by Marianne Vos. Customer integrity Knowing the customer and the associated integrity risks is a priority in the financial sector. The rules for customer integrity force banks to be able to explain the origin of their customers' capital and assets. It became apparent at year-end 2011 that not all local Rabobanks were conscientious enough in recording and reproducing integrity assessments for their customers. In 2012, the local Rabobanks put in extra efforts to swiftly reorganise their customer integrity files. These projects demanded a lot and caused an increase in workload and stress levels. Despite all the efforts and the results that were achieved, a number of branches'files still proved to be in some disarray at the end of the reporting period, so that the situation was not yet as envisaged. Rabobank Group global presence Including the Netherlands, Rabobank Group operates in 43 countries around the world with Rabobank and its subsidiaries. The countries in which Rabobank holds non-controlling interests or runs projects are not included in the list of countries in which Rabobank Group operates. Rabobank International has offices in 661 locations in 30 countries. Rabobank International Argentina Australia Belgium Brazil Canada Cayman Islands Chile China Curasao France Germany India Indonesia Ireland Italy Japan Luxembourg Malaysia Mauritius Mexico New Zealand Poland Russia Singapore Spain St. Maarten The Netherlands Turkey United Kingdom United States countries Rabobank Foundation Bolivia Brazil Cambodia Colombia Ecuador Ethiopia Ghana India Indonesia Ivory Coast Kenya Laos Mali Mexico Mozambique Nicaragua Peru Phillipines Rwanda Senegal Sri Lanka Tanzania The Netherlands Uganda Vietnam Rabo Development Brazil China Ethiopia Ghana India Ivory Coast Mozambique Paraguay Phillipines Rwanda Tanzania Vietnam Zambia Kenya Peru South Africa countries countries The Rabobank Foundation Furthermore, Rabo Development holds supports projects in 25 non-controlling interests in seven partner countries. banks and provides advice and support for various projects. Rabobank Group Argentina Australia Austria Belgium Brazil Canada Cayman Island Chile China Curacao Czech Republic Denmark Finland France Germany Guernsey Hungary India Indonesia Ireland Italy Japan Luxembourg Malaysia Mauritius Mexico New Zealand Norway Poland Portugal Romania Russia Singapore South Korea Spain St. Maarten Sweden Switzerland Taiwan The Netherlands Turkey United Arab Emirates United Kingdom United States 43 countries 20 Annual Report 2012 Rabobank Group

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Annual Reports Rabobank | 2012 | | pagina 21