ill
Eco effectiveness
In 2011our head office in Eindhoven was refurbished with a number of environmental
measures introduced. A flexible office concept has been implemented, resulting in a
substantial decrease in necessary office space. It is the intent to achieve a BREEAM sustainable
building certification in 2012. The US office in Wayne is also being upgraded taking into
account LEED standards. Compared to 2010, total electricity usage declined slightly while the
level of paper usage and car kilometres driven remained approximately the same.
As part of their sustainable mobility service offering, Athlon Car Lease opened their Flex Centre
at Schiphol-Rijk. The Flex Centre offers customers, lease drivers and partners a convenient
office environment, featuring modern facilities, state-of-the art equipment and full office
services.The Flex Centre will provide extra flexibility for customers planning their working day
in the most efficient manner.
Community involvement
In 2011, De Lage Landen developed a global Community Involvement Program.The organisation
seeks to have a positive impact on the local communities in which it operates by offering
expertise, financial and in-kind contributions to community projects. As an asset finance
provider, De Lage Landen will also leverage vendor partnerships and assets to offer a unique
contribution to societal causes. Progress has already been made in exploring potential pilot
projects involving micro leasing in select emerging markets in cooperation with vendor
partners and charitable organisations.
De Lage Landen partnered with the Eindhoven municipal government to organise a Corporate
Responsibility 'matchmaking' event which proved successful in establishing greater community
involvement partnerships between social charities and businesses in the Eindhoven region.
De Lage Landen has established a partnership with World Wide Fund for Nature (WWF) as
the official charity of its entry in the Clipper Round the World Yacht Race. By fundraising
and organising events, De Lage Landen helped to raise awareness for WWF and its marine
conservation work. WWF and De Lage Landen are also exploring joint initiatives and
information exchange in area of clean technology.
External recognition
De Lage Landen was again recognised by Leasing Life magazine as'Green Lessor of the Year
2011'. It is the second time De Lage Landen received this prestigious price.The Award honours
the lessor deemed to have made the biggest inroads into green technology finance, while also
cutting the environmental impact of day-to-day operations.
Loan portfolio up 9%
Lending at De Lage Landen grew by 9%, reaching EUR 28.1 (25.7) billion. The portfolio showed
a marked increase in 2011 in spite of moderate economic growth. In keeping with its strategy,
De Lage Landen focused on expanding the share of food and agri in the portfolio. The portfolio
volume was up 12%, rising to EUR 7.7 (6.9) billion, so that food and agri now makes up 27.4%
(26.8%) of total leasing. Lending in the Netherlands stood at EUR 6.9 (6.5) billion in the year
under review, which corresponds to 24.5% (25.3%) of the total portfolio.
Loan portfolio
in billions of euros
Other
Vendor finance operations
Consumer finance
Car lease
Healthcare and clean technology
Construction, transportation
and industrial
Financial institutions
Office technology
Food and agri
Loan portfolio by region
at year-end 2011
25
15
Europe
America
Asia/Pacific
55%
40%
2007 2008 2009 2010 2011
72
Annual Report 2011 Rabobank Group
