Condensed business segments
-
Domestic
retail
In millions of euros banking
For the year ended
31 December 2010
Interest
4,894
Commission
1,321
Other results
294
Total income
6,509
Segment expense
4,191
Operating profit before tax
2,318
Income tax expense
475
Net profit for the year
1,843
Business unit assets
360,881
Investments in associates
20
Total assets
360,901
Business unit liabilities
338,681
Total liabilities
338,681
Additions to property and
equipment
128
Depreciation and amortisation
including amortisation of software
120
Value adjustments
358
Goodwill 1
For the year ended
31 December 2009
Interest
4,360
Commission
1,261
Other results
505
Total income
6,126
Segment expense
4,619
Operating profit before tax
1,507
Income tax expense
294
Net profit for the year
1,213
Business unit assets
328,907
Investments in associates
21
Total assets
328,928
Business unit liabilities
308,255
Total liabilities
308,255
Additions to property and
equipment
180
Depreciation and amortisation
including amortisation of software
133
Value adjustments
721
Goodwill 2
Wholesale
banking and
international
retail banking
Asset
management
Leasing Real estate
Consoli
dation
effects/
Other hedge
segments accounting
Total
2,813
460
306
166
995
47
1,043
269
774
439,646
434
440,080
658
83
440
3,579 1,208
2,536 970
238
71
1,181
914
.267
66
167
25,166
38
201
29,768
28
25,204 29,796
22,355 26,862
440,202
440,202 22,355 26,862
253
(171)
1
8,614
26
(22)
(32)
2,831
214
347
(377)
1,271
493
154
(408)
12,716
430
(56)
445
9,430
63
210
(853)
3,286
21
(175)
(213)
514
42
385
(640)
2,772
26,473
86,789
(319,726)
648,997
62
2,957
3,539
26,535
89,746
(319,726)
652,536
25,331
73,563
(315,215)
611,779
25,331
73,563
(315,215)
611,779
51
22
1,101
11
287
1,600
108
.597
733
116
2
805
40
214
460
29
63
322
158
571
1,234
2,327
2,955 104 590 182 (119) 3 8,075
488 757 59 44 (20) (14) 2,575
(63)
123
377
283
642
(83)
1,784
3,380
984
1,026
509
503
(94)
12,434
2,723
954
916
419
44
322
9,997
657
30
110
90
459
(416)
2,437
91
17
(2)
22
(87)
(106)
229
566 13 112 68 546 (310) 2,208
406,609 22,079 28,712 26,291 39,049 (248,220) 603,427
331 72 27 78 3,527 - 4,056
406,940
22,151
28,739
26,369
42,576
(248,220)
607,483
452,593
19,695
26,013
25,249
28,441
(290,646)
569,600
452,593 19,695 26,013 25,249 28,441 (290,646) 569,600
23
94
940
852
10
109
4
728
1,394
35
300
452
90
37
22
323
243
119
(28)
6
1/940
527
1,959
2,363
112
Annual Report 2010 Rabobank Group
