Report 2009
2 Key figures
4 Rabobank Group at a glance
6 Chairman's foreword
9 Banking in a changing environment
11 Financial developments
17 Domestic retail banking
25 Wholesale banking and international retail banking
32 Asset management and investment
38 Leasing
42 Real estate
47 Insurance
50 Risk management
61 Corporate governance
68 Management
71 Report of the Supervisory Board of Rabobank Nederland
77 Employees
82 Working together towards a sustainable future
84 Customer care
86 Dialogue with stakeholders
89 The cooperative in society
91 Banking in developing countries
93 Responsible operations
96 Profile of Rabobank Group
98 Rabobank Group global presence
100 Annual figures
100 Consolidated statement of financial position
102 Consolidated statement of income
103 Consolidated statement of comprehensive income
104 Consolidated statement of changes in equity
105 Consolidated statement of cash flows
106 Condensed business segments
The financial information on pages 100 through 106 is based on Rabobank Group's
Consolidated Financial Statements 2009.The independent external auditor issued
an unqualified audit opinion on these financial statements on 4 March 2010.
