Condensed business segments
In millions of euros
Domestic
retail
banking
Wholesale
banking and
international
retail banking
Asset
management
and
investment
Leasing Real estate
Other
Total
For the year ended 31 December 2009
Interest
Fees and commission
Other income
Total income
Segment, expense
Operating profit before tax
Income tax expense
Net profit for the year
Business unit, assets
Investments, in associates
Total assets
Business unit liabilities
Total liabilities
21
Additions to property and equipment
Depreciation and amortisation including
amortisation of software
Value adjustments
1,261
505.
294
1,213
4,360 2,926
488
133
6,126 3,547
4,619 2,723
1,507 .82.4
178
646
1.04
75.7
123
.984.
.954
.30.
.17.
13
.331
.72
590
.59.
.377
.916.
110
(2)
112
.328,907 406,823 22,079. 28,712
2.7.
.1.82
44
283
1,026 509.
419.
.90
22
68
(116!
(34).
...(.175)
8,046
.2,5.75
1,246
(325)
(368)
.1.1,867
9,263
43 2,604.
316
(1.93)
236 2,288
26,291 (209,171)
78 3,527
.603,642
4,056.
..328,928 407,154 22,15128,739. 26,369 (205,643) ...607,698.
308,255
.180.
133
.721
308,255 452,593.
452,593.
23
9.4
940
19,695. 26,013 25,249 (262,205). 569,600
19,695 26,013 25,249 ...(262,205) 569,600
.10.
1,394
.1.09.
4
35.
300
.90.
.3.7
22
.243.
.1,9.40
119 527.
(.28.) 1,959.
For the year ended 31 December 2008
Interest
rees and commission
Other income
Total income
Segrnent expense
Operating profit before tax
Income tax expense
Net profit for the year
Business unit assets
Investments in associates
Total assets
Business unit, liabilities
Total liabilities
Additions to property and equipment
Depreciation and amortisation including
amortisation of software
Value adjustments
.6,1.54
4,758 3,1.5.6
1,354 30.4
42 (1,463)
.144
1,084
390.
530
61
424
1,997 1,618
1,015
4,243 2,494 1,055 714
.1,91.1(497)
478
14
.290,303.
.290,303.
165
141
199.
(524)
563
125
1,433 2.7
..309,699. 419,413.
.30.4
309,713 419,717
476,519
476,519
.1.0.0
84
786
.301
66
438.
.235.
394
33
.9
.24.
(156)
8,517
55. 2,889.
85.
31
.31.1.
42.7 44111,652
542
.246.
8,800
(TOO)
541 2,852
98
(56)
597 2,754
21,449 30,1.68. 25,895 (197,959) ...608,665.
76
25
.3,030. 3,455
.2.1,525. 30,1.93 25,901 (194,9.29) 612,120
19,20127,695
24,839 (259,896) 578,661
19,20127,695
24,839 ..(259,896) ...578,661.
.32
1,062 53. 1.93. 1,605.
102
42
31
118
43
124 525
44 1,189
106
Report 2009 Rabobank Group
