Business segments
-
Wholesale
banking and
Asset
Domestic retail
international
management
In millions of euros
banking
retail banking
and investment
Leasing
Real estate
Other16
Total
For the year ended 31 December 2008
External income
10,351
(4,474)
1,796
1,742
1,102
1,135
11,652
Income from other segments
(3,950)
6,471
(178)
(727)
(675)
(941)
Total income
6,401
1,997
1,618
1,015
427
194
11,652
Seqment expense
4,243
2,494
1,055
714
394
(100)
8,800
Operating profit before tax
2,158
(497)
563
301
33
294
2,852
Income tax expense
541
(524)
125
66
9
(119)
98
Net profit
1,617
27
438
235
24
413
2,754
For the year ended 31 December 2007
External income
7,849
(1,882)
1,473
1,611
1,008
963
11,022
Income from other segments
(1,941)
3,871
6
(616)
(362)
(958)
Total income
5,908
1,989
1,479
995
646
5
11,022
Segment expense
3,980
1,731
992
694
437
95
7,929
Operating profit before tax
1,928
258
487
301
209
(90)
3,093
Income tax expense
495
(76)
125
67
55
(269)
397
Net profit
1,433
334
362
234
154
179
2,696
16) Including elimination of inter-segment items for segment profit or loss.
93
Annual figures
