Annual Report 2008
About the
Rabobank Group
6
Report of the
Executive Board
22
Control aspects
78
Annual figures
88
2
4
6
9
13
16
22
28
34
40
45
49
78
83
88
90
91
92
93
94
Key figures
Rabobank Group at a glance Rabobank Group
Chairman's foreword
Strategic Framework
Management
Profile
Financial developments in
Rabobank Group
Domestic retail banking
Wholesale banking and international
retail banking
Asset management and investment
Leasing
Real estate
53 Insurance
55 Risk management
65 Responsible banking for
a sustainable future
71 Why employees are key to
our success
74 The members of the cooperative
76 Sponsoring
Corporate governance
Report of the Supervisory Board of
Rabobank Nederland
Consolidated balance sheet
Consolidated profit and loss account
Consolidated statement of changes in equity
Consolidated cash flow statement
Business segments
Auditor's report