Lending
in billions of euros
400
Tier I ratio
in
12
2004 2005 2006 2007
Value adjustments
in basispoints of average lending
40
15
2004 2005 2006 2007
2002 2003 2004 2005 2006 2007
Dutch GAAP
Net profit
in millions of euros
3,000
2,500
Return on equity
in
12
2,000
1,000
CO
6
4
2
0
2004 2005 2006 2007
2OO4 2OO5 2OO6 2007