also in this report The people at Rabobank Core activities Corporate social responsibility (CSR) Annual figures For its own people, Rabobank has set out a new and leading policy focused on talent development, diversity and inclusiveness, conditions of employment and performance management. In its policy for 2007 and beyond, Rabobank will explicitly take long-term trends in the society into account. Cover Profile of Rabobank Group Cover Key figures 2 Contents 4 Chairman's foreword 8 Executive Board and Supervisory Board of Rabobank Nederland 10 Report of the Supervisory Board of Rabobank Nederland 14 Strategy: Plotting a course into the future 18 Financial developments 24 Domestic retail banking 36 Wholesale banking and international retail banking 46 Asset management and investment 51 Leasing 56 Real estate 62 Corporate governance 68 Risk management Rabobank believes that sustainable growth in prosperity and well-being requires careful nurturing of natural resources and the living environment. In 2006, the bank introduced many CSR elements in its own organisation and set CSR targets for itself. Externally, the effect of CSR on client assessment is becoming increasingly visible in both lending and real estate development plans. 79 Customer value 82 Membership policy 86 The people at Rabobank 92 Corporate social responsibility 98 Consolidated balance sheet 100 Consolidated profit and loss account 101 Consolidated statement of changes in equity 102 Consolidated cash flow statement 103 Business segments 104 Auditors' report 105 Information of persons of the Rabobank Group 106 Rabobank Group all over the world 107 Colophon 108 Rabobank Group structure Cover Profiles Rabobank Group Contents 3

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Annual Reports Rabobank | 2006 | | pagina 7