FGlJbank ROBECO 85 Rabobank Group Annual Report 2005 Rabobank Group (profile of Group entities) DE VASTGOEDBANK FGH Bank is specialised in commercial real estate financing. The real estate bank has expert knowledge of financing and investment, valuations, technical property analyses, tax and legal matters, and risk management. Moreover, the bank's network, which extends across the whole country, with account managers maintaining personal contact with clients, allows it to follow regional market developments at close hand. Its clients are mainly project developers and institutional and private investors in commercial real estate, from small and medium-sized enterprises to large companies and listed real estate funds. www.fghbank.nl obvion Obvion is a provider of mortgages and simple financial products, operating through indepen dent agents. The company is a joint venture between Rabobank Group and Algemeen Burgerlijk Pensioenfonds (the Dutch civil service pension fund). Obvion's strategy is founded on six core pillars: independence, speed and flexibility, teamwork, personal attention, reliability and professional know ledge. In practice, these are reflected in fast and reliable service, expertise and the aim of offering a complete and competitive range of products. Obvion has its headquarter in Heerlen, the Netherlands. www.obvion.nl Founded in 1929, Robeco is a thoroughbred asset manager. Worldwide, Robeco provides investment products and services to approxi mately 700 institutional clients and some 1.5 million private individuals. The services to private individuals are provided both through banks and other distribution partners, and through direct channels. Robeco's product range includes fixed-interest and equity investments, as well as alternative investments. In addition to its home markets in the Benelux and the US, Robeco also has branch offices in France, Switzerland, Germany, Spain, the Middle East and Japan. Assets managed amounted to some EUR 130 billion at the end of 2005. Robeco has over 1,600 employees worldwide, spread over nine countries. www.robeco.com

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Annual Reports Rabobank | 2005 | | pagina 85