®Alex de lage landen©" Rabobank 84 Rabobank Group Annual Report 2005 Rabobank Group 1 Rabobank Group is a full-range financial services provider founded on cooperative principles. The Group is comprised of 248 independent local Rabobanks in the Netherlands, the central organisation Rabobank Nederland and a large number of specialised subsidiaries. The Group's core objective is to generate the highest possible customer value. To this end, the organisation offers its clients all the financial products and services they may want. Rabobank Group provides services to more than half of the Dutch population (16 million) and Dutch companies. In the Netherlands, Rabobank has dominant market positions in almost all financial services areas: home mortgages, savings, small and medium- sized businesses, and the food agri sector. It has also significantly strengthened its position in the large corporate market. Throughout the world, Rabobank Group, through Rabobank International, focuses primary on financing the international food agri business, a niche market in which it has a leading position. Rabobank Group has been awarded the highest credit rating (Triple A), and has 267 offices in 38 countries outside the Netherlands. www.rabobankgroep.nl Vy beleggersbank Alex has evolved from sophisticated trading systems to a digital investment bank. Alex Beleggersbank started life in 1999 and leads the market in the field of online investing. It is also the largest source of orders from private individuals on both the Euronext stock exchange and the Euronext derivatives exchange. Alex aims to provide the best possible services to a growing number of investors who prefer to invest independently in line with their own individual objectives. In addition, Alex offers a whole range of support and educational services, including professional analyses, news reports, invest ment specialists, seminars and the Alex Academy training institution. www.alex.nl partners in finance De Lage Landen International B.V. offers high-quality asset financing products on the international market. It has its headquarters in Eindhoven, the Netherlands, and has branches and joint ventures in more than 25 countries in Europe, North and South America, Southeast Asia, Australia and New Zealand. It is an international specialist in asset financing and Vendor Finance, focusing on the Food Agri, Healthcare, Office Equipment, Information Technology, Telecommunication, Trucks and Trailers, Public Finance and Materials Handling Construction Equipment sectors. In the Netherlands, it offers a broad range of leasing and trade financing products, including equipment lease, ICT lease, vendor lease and car lease. www.delagelanden.com

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Annual Reports Rabobank | 2005 | | pagina 84