Contents
Report of the Executive Board
Annual figures for 2005
Other information
2 Rabobank Group Annual Report 2005
Key figures 3
Profile 6
Chairman's foreword 7
Executive Board and Supervisory Board of Rabobank Nederland 10
Report of the Supervisory Board of Rabobank Nederland 11
Strategy
15
Financial targets and outlook
18
Customer value
19
Membership policy
21
The people at Rabobank
23
Core activities
26
- Domestic retail banking
27
- Wholesale banking and international retail banking
32
- Asset management and investment
37
- Leasing
41
- Real estate
44
- Insurance
47
Organisation and risk management
49
- Corporate governance
50
- Risk management
54
Corporate social responsibility
62
Consolidated balance sheet
Consolidated profit and loss account
Consolidated statement of changes in equity
Consolidated cash flow statement
Notes to the balance sheet
Notes to the profit and loss account
Auditors' report
66
68
69
71
73
76
78
Directors and Management of Rabobank Group
Glossary of terms
Dutch and foreign offices
Rabobank Group (profile of Group entities)
Organisation chart
Colophon
79
81
83
84
87
88
