STROEVE VIB. Schretlen co t 78 Rabobank Group Annual Report 2004 Rabobank Group *1 VERMOCENSMANACEMENT 1 EFFECTENBANK 1 VALLEY INDEPENDENT BANK Founded in 1929, Robeco is Schretlen &Co is Rabobank 1 SINDS 1818 I Effectenbank Stroeve is VIB Corp is a holding com an asset manager in heart Group's asset management an investment specialist pany for banks. Through its and soul. Worldwide, Robeco specialist, focusing in particular which concentrates on subsidiary Valley Indepen provides investment pro on high net-worth individuals achieving asset growth dent Bank it offers financial ducts and services to 700 and medium-sized institutional for private investors. services in California in institutional clients and investors. Its clients, which Furthermore, the company particular. VIB is a network of some 1.5 million private include many directors/majo provides securities-related smaller local banks operating individuals. The services to rity shareholders and former services to independent on the principle of personal private individuals are entrepreneurs, are often intro investors. As custodian and client service. Its 24 branches provided both through duced to Schretlen by the local manager, Effectenbank cover an area stretching banks and other distribution Rabobanks. The core activity Stroeve offers banking from the Imperial Valley on partners, and through direct of Schretlen is asset manage services, such as effecting the Mexico-California border channels. Robeco's product ment, based on a well thou stock exchange trans to Fresno in the Central range includes fixed-interest ght-out long-term actions, holding assets Valley. VIB offers a wide and equity investments, concept which fully integra and securities in custody range of retail banking servi as well as alternative invest tes asset planning and asset and providing reports. ces, such as loans to private ments. In addition to its management or advice. In Effectenbank Stroeve has individuals and companies, home markets in the addition to the head office one office in Amsterdam. deposit accounts, credit Benelux and the US, Robeco in Amsterdam, Schretlen www.stroeve.com cards and other banking also has operations in France, has branches in Amsterdam, services. VIB's clients are Switzerland, Germany, Spain, Apeldoorn, Fleerenveen, private individuals, including the Middle East and Japan. Maastricht, Rotterdam and many farmers and ranchers, Assets managed amounted Waal re. and small and medium-sized to some EUR 113 billion at www.schretlen.com businesses. the end of 2004. Robeco www.vibank.com has over 1,600 employees worldwide, spread over nine countries. www.robeco.com

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Annual Reports Rabobank | 2004 | | pagina 78