Key figures 1999 -1995 rani 4 Rabobank Group Annual Report 2004 Key figures 1999 1998 1997 1996 1995 Volume of services (in EUR millions) Total assets 281,218 249,718 194,222 152,068 133,192 Private sector lending 161,074 129,554 117,569 99,717 86,115 Funds entrusted 127,527 114,826 98,307 79,854 74,139 Assets managed 139,800 124,100 83,700 32,800 26,800 Premium income, insurance 2,867 2,485 2,168 1,656 1,542 Financial position and solvency (in EUR millions) Reserves2 11,217 10,381 9,708 8,791 7,938 Tier I capital 13,007 11,817 11,113 10,280 9,427 Qualifying capital 13,650 12,660 11,947 10,973 10,026 Total risk-weighted assets 129,801 114,445 107,163 96,095 82,976 Solvency requirement 10,384 9,156 8,573 7,688 6,638 Tier I ratio 10.0 10.3 10.4 10.6 9.5 BIS ratio 10.5 11.1 11.1 11.3 12.0 Profit and loss account (in EUR millions) Total income 23 6,801 5,832 5,280 4,375 3,906 Operating expenses 4,826 4,099 3,730 2,921 2,583 Value adjustments to receivables 350 340 254 381 381 Value adjustments to financial fixed assets 3 0 0 0 0 0 Addition to the fund for general banking risks 100 0 0 0 0 Operating profit before taxation 1,525 1,393 1,296 1,073 942 Net profit 1,017 936 865 741 648 ftitfosju Return on reserves 9.8% 9.6% 9.8% 9.3% 8.8% Efficiency ratio 70.9% 70.3% 70.6% 66.8% 66.1% Near-you Member Rabobanks 424 445 481 510 547 Offices: - branches 1,795 1,797 1,823 1,854 1,879 - contact points 2,719 2,727 2,750 2,798 2,793 Cash dispensing machines 2,546 2,430 2,268 2,056 1,873 Foreign offices 147 150 112 87 77 Employees - total number 53,147 49,465 44,667 40,275 37,437 - full-time equivalents 48,224 45,310 40,927 36,828 34,019 Employee satisfaction 80% Client data Members (x 1,000) 510 515 525 585 595 Membership customer ratio Standard Poor's AAA AAA AAA AAA AAA Moody's Investor Service Aaa Aaa Aaa Aaa Aaa SAM rating (corporate social responsibility)4

Rabobank Bronnenarchief

Annual Reports Rabobank | 2004 | | pagina 4