obvion \vX etpoiis FGlJbank DE VASTGOEDBANK FGH Bank is specialised commercial real estate financing.The real estate bank has expert knowledge of financing and investment, valuations, technical property analyses, tax and legal matters, and risk manage- ment.The bank's network extending across the whole country, with account managers maintaining personal contact with clients, allows it to follow regional market developments at close hand. Its clients are mainly project developers and institutional and private investors in commercial real estate, from small and medium-sized businesses to large companies and listed real estate funds. www.fghbank.nl GILDE INVESTMENT MANAGEMENT Gilde Investment Management provides enterprises with venture capital and manages specialised funds, including the Gilde Buy-Out Funds, the Gilde IT Funds, Gilde Participaties and the Biotech Nutrition Fund. Gilde Participaties is one of the main players operating on the Dutch market for large and medium-sized buy-outs, concentrating on situations involving business succession, spin offs and expansion. Top performance at Gilde Participaties is assured through offering a network of entre preneurs, sparring partners and advisers. www.gilde.nl Interpolis is the insurance arm of Rabobank Group.The company offers a wide range of life and non-life insurance and is a major provider of occupational health and safety (including reintegration) and pension services. With more than one million private indi viduals and several hundred thousand companies as its clients, Interpolis is one of the largest insurers in the Netherlands and market leader in the agricultural sector.The company has cooperative leanings:this means working together to ensure continuity and certainty for clients. Profit is not the overriding goal. In addition to the Netherlands, Interpolis has operations in Ireland, Luxembourg and Portugal. Its head office is in Tilburg. www.interpolis.com Obvion is a provider of mortgage finance, operating through inde pendent agents.The company is a joint venture between Rabobank Group and Algemeen Burgerlijk Persioenfonds (the civil service pension fund).Obvion's strategy is founded on five core pillars: independence, speed and flexibility, teamwork, personal attention, and professional knowledge. In practice, these are reflected in a fast and reliable service, expertise and the aim of offering a complete and compe titive range of products. Obvion has its office in Heerlen. www.obvion.nl

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Annual Reports Rabobank | 2003 | | pagina 89