Rabobank Group ®Alex accbank V Rabobank 1 Rabobank Group is a full-range financial services provider foun ded on cooperative principles. The Group is comprised of 328 independent local Rabobanks in the Netherlands, the central organisation Rabobank Nederland and a large number of specialised subsidiaries.The Group's core objective is to generate customer value. To this end, the organisation offers its clients all the financial products and services they may want. Rabobank Group provides services to more than half of the Dutch population and Dutch companies. In the Netherlands, it is market leader in almost all financial services areas: home mortgages, savings, small and medium-sized businesses, and the agricultural sector. It has also significantly strengthened its position in the large corporate market. Rabobank Group has been awarded the highest credit rating (Triple A), and has 222 offices in 33 countries outside the Netherlands. www.rabobank.com Established in 1927 as Agri cultural Credit Corporation, ACCBank is a trusted name in rural Ireland.The target clients of the bank are not only farmers, but also small and medium-sized busi nesses and private individuals. The bank endeavours to establish long-term relation ships with its clients by creating customer value. ACCBank is well positioned to achieve further growth on the Irish market. In doing so, the bank and its clients can benefit from the extensive range of banking, insurance, employment benefits, leasing and investment products offered by Rabobank Group on the Dutch market. www.accbank.com beleggersbank Alex has evolved from an online broker to a digital investment bank, leading the market in the field of online investing and providing the largest source of orders from private individuals on both the Euronext stock exchange and the Euronext derivatives exchange. Alex aims to pro vide the best possible services to a growing number of in vestors who prefer to manage their own investments in line with their own individual objectives. For this purpose, the company has developed a sophisticated trading plat form through which investors can themselves place orders on the national and inter national stock exchanges. In addition, Alex offers a whole range of support and educative services, including professional analyses, news reports, investment specialists, seminars and Alex Academy, the knowledge platform. www.alex.nl partners in finance De Lage Landen International B.V.offers high-quality asset financing products on the inter national market. With its head office located in Eindhoven, the company also has offices and alliances in 21 countries in Europe, North and South America, Southeast Asia, Australia and New Zealand. As an international specialist in asset financing and vendor finance, the company concen trates on the Food Agri, Healthcare, Office Equipment, Information Technology, Telecommunication and Materials Handling Construction Equipment industries. In the Netherlands, the company offers a wide range of leasing and trade finance products. Its product range includes equipment leasing, ICT leasing, vendor leasing and car leasing. www.delagelanden.com

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Annual Reports Rabobank | 2003 | | pagina 88