Colophon Published by Rabobank Nederland Communications Editors Art direction and design Photographs Photographic advice English translation Internet Production co-ordination Prepress Materials used Filing Disclaimer Annual Reports Colophon 83 Rob Boumans, Andries van der Bruggen (financial statements), Jan Dost, Sandra van Gils, Mario van der List, Marc van de Ven Eden Design Communication, Amsterdam Borghouts Design, Haarlem Theme photographs Hollandse Hoogte,Tjeerd Fonk, Amsterdam Interview portraits Edwin Walvisch, Haarlem Portraits of Board members Joost Guntenaar, Amsterdam Gert van der Ros, House style management Ernst Young Translation Bureau,The Hague Info.nl, Amsterdam SiteManagement C&F Report, Amsterdam Kobalt Media Services, Amstelveen NEROC' VGM, Amsterdam Printers PlantijnCasparie Groep, Utrecht This report was printed using environmentally friendly materials. Mineral oil-free Reflecta ECO ink was used on 250 gram and 135 gram PhoeniXmotion Xantur paper. After they have been adopted, the 'Rabobank Group 2003 Financial Statements and other information' will be filed at the offices of the Trade Registry of the Chamber of Commerce and Industries under number 30.046.259. This Annual Report is a translation of the Dutch Annual Report. In the event of any conflict in interpretation, the Dutch original takes precedence. Rabobank Group publishes the following Annual Reports: Annual Report 2003 (in Dutch and in English) Financial Statements and other information 2003 (in Dutch) 2003 Consolidated Financial Statements and other information (in English) Annual Responsibility and Sustainability Report 2003 (in Dutch and in English, to be published in June 2004) Interim Report 2003 (in Dutch and in English, to be published in September 2004) For copies of these reports please contact Rabobank Nederland, Communications. Croeselaan 18,3521 CB Utrecht Postbus 17100,3500 HG Utrecht Telephone +31 (0)30 - 216 22 98 Fax +31 (0)30 - 216 19 16 E-mail rabocomm@rn.rabobank.nl All Annual Reports are also available on the Internet: www.rabobankgroep.nl/reports

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Annual Reports Rabobank | 2003 | | pagina 87