Operating profit
Qualifying capital
Return on equity
Risk-weighted assets
Sale lease back
Securitisation
Tier I ratio
Triple A rating
Value at Risk
Vendor finance
82 Rabobank Group Annual Report 2003
Income less operating expenses.
The sum of core capital (Tier I) and supplementary capital (Tier II).Tier II
capital consists of the revaluation reserves, part of the subordinated
loans less the deductible items specified by the Dutch Central Bank.
Net profit as a percentage of reserves at the end of the previous
financial year.
All balance sheet and off-balance sheet items weighted according to
the risk level set by the supervisory authority.
An agreement under which a company sells a production facility, know
how or patents to a bank or leasing company and then leases it back
again from the bank or leasing company.
Restructuring of loans in the form of tradable securities.
The ratio of core capital to risk-weighted assets.The minimum Tier I ratio
required by external supervisory authorities is 4.0.
The Triple A rating is the highest credit rating awarded by rating agencies.
A Triple A rating reflects the highest possible creditworthiness and
therefore the lowest possible risk that the company will go bankrupt.
The measure of market risk on the trading portfolio, which based on
historical data reflects the highest possible loss that could be suffered
by Rabobank Group in one day, assuming a probability of 99%.
Financing products (including leasing) designed to support sales
offered via the distribution channels of a manufacturer or distributor
of capital assets.
