Key figures
2003
Volume of services (in EUR millions)
Total assets
403,305
Private sector lending
235,425
Funds entrusted
172,571
Assets managed 1)
184,000
Premium income, insurance
3,893
Financial position and solvency (in EUR millions)
Reserves
17,270
Tier I capital
19,660
Tier I Tier II capital
19,892
Total risk-weighted assets
182,820
Solvency requirement
14,626
Tier I ratio
10.8
BIS ratio
10.9
Profit and loss account (in EUR millions)
- Interest
6,010
- Commission and other income
3,228
Total income
9,238
Operating expenses
6,243
Value adjustments to receivables
575
Value adjustments to financial fixed assets
18
Addition to the fund for general banking risks
0
Operating profit before taxation
2,402
Taxation on operating profit
733
Third-party interests
266
Net profit
1,403
Ratios
Return on reserves
9.4%
Efficiency ratio
67.6%
Other data
Member Banks
328
Offices:
- branches
1,378
- agencies
356
Cash dispensing machines
2,981
Foreign offices
222
Employees:
- total number
57,055
- full-time equivalents
50,849
Members (x 1,000)
1,360
