Profile of the Rabobank Group The Rabobank Group is the largest financial service provider in the Dutch market. It comprises 328 independent, local co-operative Rabobanks in the Netherlands, the central Rabobank Nederland organisation and a large number of specialised subsidiaries.The Group has been awarded the highest possible credit rating.The Group's core target is to generate customer value. Competence centres Strong market position Triple A International network The local Rabobanks and their clients form the Rabobank Group's co-operative core business. De banks are members and shareholders of the supralocal co-operative organisation, Rabobank Nederland, which advises the banks and supports their local services. Rabobank Nederland also supervises the collective of local banks on behalf of the Dutch central bank. Rabobank Nederland further acts as an (international) wholesale bank and as bankers'bank to the Group and is the holding company of a large number of subsidiaries. The Rabobank Group's ambition is to provide its 9 million clients, both private and business, with all possible financial products and services.To this end, it has a large number of specialised businesses engaged in asset management and investment (Robeco, Schretlen, Effectenbank Stroeve, Alex) pension services, insurances and occupational health and safety (Interpolis), Leasing (De Lage Landen), venture capital (Gilde), real estate and mortgages (FGH Bank, Rabo Vastgoed, Obvion), and corporate and investment ban king (Rabobank International and its subsidiary Rabo Securities, Rabobank Nederland Corporate Clients, Group Treasury).These subsidiaries provide financial advice and products to the local Rabobanks and their clients on the one hand and serve their own clients directly at home and abroad on the other. The Rabobank Group is a network of competence centres working closely together. This networked expertise allows the Group to respond actively to the growing demand from business clients and private individuals for a balanced package of financial services and products.The Group thus combines the best of two worlds: the local involvement and personal touch of the local Rabobanks and the expertise and scale of a large organisation. The Rabobank Group serves more than half of the Dutch population and Dutch businesses. In the Dutch market, Rabobank is accordingly market leader for virtually all financial services: mortgage loans (26%), private savings (38%), small and medium-sized enterprises (39%) and the agricultural sector (85%). Its share in the corporate market has been strengthened considerably. The Rabobank Group has the highest credit rating (Triple A), awarded by the well-known international rating agencies Moody's and Standard Poor's. To serve our clients in the international market, the Rabobank Group has 222 branches in 33 countries outside the Netherlands.

Rabobank Bronnenarchief

Annual Reports Rabobank | 2003 | | pagina 2