The Rabobank Group is the largest financial
service provider in the Dutch market. It com
prises 349 independent, local co-operative
Rabobanks in the Netherlands, the central
Rabobank Nederland organisation and a large
number of specialised subsidiaries.The Group
has been awarded the highest possible credit
rating.The Group's core target is to generate
customer value.
Strong market position
Triple A
International network
Competence centres
6 Rabobank Group Annual Report 2002
Profile of the
Rabobank Group
The local Rabobanks and their clients form the Rabobank Group's
co-operative core business. De banks are members and sharehol
ders of the supralocal co-operative organisation, Rabobank
Nederland, which advises the banks and supports their local ser
vices. Rabobank Nederland also supervises the collective of local
banks on behalf of the Dutch Central Bank. Rabobank Nederland
further acts as an (international) wholesale bank and as bankers'
bank to the Group and is the holding company of a large number
of subsidiaries.
private individuals for a balanced package of financial services and
products.The Group thus combines the best of two worlds: the
local involvement and personal touch of the local Rabobanks and
the expertise and scale of a large organisation.
The Rabobank Group serves more than half of the Dutch popula
tion and Dutch businesses. In the Dutch market, Rabobank is accor
dingly market leader for virtually all financial services: mortgage
loans (24%), private savings (40%), small and medium-sized enterpri
ses (39%) and the agricultural sector (83%). Its share in the corpora
te market has been strengthened considerably.
The Rabobank Group has the highest credit rating (Triple A), awar
ded by the well-known international rating agencies Moody's and
Standard Poor's.
To serve our clients in the international market, the Rabobank
Group has 169 branches in 34 countries outside the Netherlands.
The Rabobank Group's ambition is to provide its 9 million clients,
both private and business, with all possible financial products and
services.To this end, it has a large number of specialised businesses
engaged in asset management (Robeco), insurance (Interpolis), lea
sing (De Lage Landen), private banking (Schretlen Co), stockbrok-
ing (Effectenbank Stroeve), equity participations (Gilde), corporate
banking and investment banking (Rabobank International and its
subsidiary Rabo Securities).These subsidiaries provide financial
advice and products to the local Rabobanks and their clients on the
one hand and serve their own clients directly at home and abroad
on the other.
The Rabobank Group is a network of competence centres working
closely together. This networked expertise allows the Group to res
pond actively to the growing demand from business clients and
More about Rabobank Group? Go to:
www.rabobank.com