66 Rabobank Group Annual Report 2002 Auditors' report We have audited the consolidated balance sheet, consolidated profit and loss account, cash flow statement and movements in Group equity for the year 2002, hereinafter referred to as the annual figures, of Rabobank Group1 ,as set out on pages 62 to 65 of this report.These annual figures have been derived from the financial statements of Rabobank Group for the year 2002, which were audited by us and on which we issued an unqualified auditors' report on 6 March 2003.These annual figures are the responsibility of the Executive Board of Rabobank Group. Our responsibility is to express an opinion thereon based on our audit. We have established that the annual figures are in accordance with the financial statements from which they have been derived. For a better understanding of Rabobank Group's financial position and results and of the scope of our audit, the annual figures should be read in conjunction with the full financial statements from which they have been derived and our auditors' report issued thereon. Utrecht, 6 March 2003 Ernst Young Accountants 0 Rabobank Group consists of Coöperatieve Centrale Raiffeisen-Boerenleenbank BA in Amsterdam, its affiliated Rabobanks, Interpolis NV in Tilburg, Robeco Group NV in Rotterdam, De Lage Landen International BV in Eindhoven, Schretlen Co NV in Amsterdam, Effectenbank Stroeve NV in Amsterdam, Rabohypotheekbank NV in Amsterdam, Onderlinge Waarborgmaatschappij Rabobanken BA in Amsterdam and their group companies.

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Annual Reports Rabobank | 2002 | | pagina 68