Contents Introduction Report of the Supervisory Board Report of the Executive Board Annual figures for 2002 Other information Contents 1 Chairman's foreword 2 Executive Board and Supervisory Board - Rabobank Nederland 4 Profile and Group structure 6 Key figures 8 Mission statement 9 Main events 10 Report of the Supervisory Board 12 Strategy and policy 16 Customer value 20 Membership policy 22 Retail banking 25 Wholesale banking 29 Asset management and investment 32 Insurance 36 Leasing 39 Funding and investor relations 40 Employees 42 Sustainability and social engagement 45 Financial developments 47 Notes to the balance sheet 49 Notes to the profit and loss account 52 Risk management 56 Risk, returns and capital 58 Directors and supervisors 60 Consolidated balance sheet 62 Consolidated profit and loss account 63 Cash flow statement 64 Movements in reserves 65 Auditors' report 66 Rabobank Group International Network 67 Directors and management - Rabobank Group 68 Index 70 Colophon 72

Rabobank Bronnenarchief

Annual Reports Rabobank | 2002 | | pagina 3