Key figures 8 Rabobank Group Annual Report 2002 2002 2001 2000 1999 1998 Volume of services (in EUR millions) Total assets 374,720 363,679 342,920 281,218 249,718 Private sector lending 212,323 197,262 179,137 161,074 129,554 Funds entrusted 171,632 172,174 146,705 127,527 114,826 Assets managed 153,200 177,800 159,000 139,800 124,100 Premium income, insurance 3,660 3,926 3,417 2,867 2,485 Financial position and solvency (in EUR millions) Reserves 14,911 13,030 11 13,108 11,867 10,381 Tier I capital 17,071 15,092 11 14,653 13,007 11,817 Tier I Tier II capital 17,414 15,542 11 15,093 13,650 12,660 Total risk-weighted assets 165,843 152,812 142,278 129,801 114,445 Solvency requirement 13,268 12,225 11,382 10,384 9,156 Tier I ratio 10.3 9.9 11 10.3 10.0 10.3 BIS ratio 10.5 10.2 11 10.6 10.5 11.1 Profit and loss account (in EUR millions) - Interest 5,391 5,082 4,585 4,499 3,781 - Commission and other income 3,173 3,352 3,175 2,307 2,051 Total income 8,564 8,434 7,760 6,806 5,832 Operating expenses 5,839 5,965 5,459 4,826 4,099 Value adjustments to receivables 500 480 360 350 340 Value adjustments to financial fixed assets 252 59 9 0 0 Addition to the fund for general banking risks 0 0 52 100 0 Operating profit before taxation 1,973 1,930 1,880 1,530 1,393 Taxation on operating profit 514 532 507 423 401 Third-party interests 209 192 179 87 56 Net profit 1,250 1,206 1,194 1,020 936 General: Due to consolida- Ratios tion effects, the figures rela- Return on reserves 9.6% 9.2% 10.1% 9.8% 9.6% ting to Group entities will Efficiency ratio 68.2% 70.7% 70.3% 70.9% 70.3% not always correspond with Rabobank Group totals. Other data (numbers of) Changes in terms of percen Member Banks 349 369 397 424 445 tages can vary as a result of Offices: rounding. - branches 1,516 1,648 1,727 1,795 1,797 - agencies 402 455 548 610 629 1) Cash dispensing machines 2,979 2,889 2,676 2,546 2,430 The effect of the change in Foreign offices 169 137 142 147 150 accounting policy for pen Employees: sions as of 1 January 2002 is - total number 58,096 58,120 55,098 53,147 49,465 included in the computation - full-time equivalents 51,867 52,173 49,711 48,224 45,310 of reserves and of the Tier I Members (x 1,000) 1,108 825 550 510 515 and BIS ratios as at 31 December 2001.

Rabobank Bronnenarchief

Annual Reports Rabobank | 2002 | | pagina 10