I see the strength oj the team as being one >fthe bank's greatest qualities r i i operate Athlon Car Lease and employ some of the top specialists within the car leasing industry, we are frequently approached directly by customers interested in our services within this area. The same applies for our vendor finance activities, where we are one of the key global players. Consequently, when we're approached by non-RI clients, we aim to introducé them to other product specialists." Another of DLL's strengths is its partnering philosophy. Visser explains: "Our partnership philosophy is to support Rabobank and its businesses, which, I think, is especially pertinent these days, with the banking and finance industry changing so rapidly. Clients are looking for long-term relationships with their finance companies, and our ability to provide factoring programmes, vendor finance or leasing programmes, backed by Rabobank's expertise elsewhere, is a very valuable proposition." Following a period of turbulence in the Dutch banking sector, the market has now stabilised and many of Rabobank's competitors are eager to capture a larger share of the wholesale market. According to Martijn Sorber, in addition to the strength of its product offering, one of Rabobank's key selling points is the quality of its services. Sorber: 'The competition is intensifying in the Dutch market, with some of the major players now competing on quality. However, we already have the highest-quality sales team in the Netherlands [Editorial: according to research carried out by Greenwich Associates] and we are able to leverage on the strong relationships that the corporate bank already has in place. By aligning resources and connecting the different departments, we're able to capitalise on the strength of the product teams, all of which are highly experienced in working as a unit. This promotes strong knowledge sharing, helps create strong cliënt bonds and streamlines contact with other departments within Rabobank. I see the strength of the team as being one of the bank's greatest qualities." For Els Kamphof, creating a market- leading proposition begins with a market-leading attitude. She explains that her team should be smart, proactive and trained to spot opportunities for clients to take lending products, financing solutions or other wholesale offerings. Kamphof: "Our goal is to provide the best lending products to our clients, but we never look at our products on a standalone basis. As a team, we need to be both intellectually smart and commercially smart, and we need to be able to offer the best service available in the market. Market leadership is very much based on the perception of whether or not you are market leader, so we need to lead transactions - which means we need to underwrite or coordinate financings. By working closely with senior bankers, GFM Debt Capital Markets, GFM Treasury - all of which are client-facing entities - and credit risk management, we cultivate relationships that can be called upon the moment we spot opportunities, enabling us to to service clients efficiently and effectively." ISSUE 28 a RI WORLD

Rabobank Bronnenarchief

blad 'RI World' (EN) | 2011 | | pagina 37