funding. In a relatively short period,
Howthefunding fits
This is being achieved without compromising
Rabobanks status as one of the 'World's Safest
Banks'. So how does Rabobank manage to raise
the funds it needs, while keeping its investors
coming back for more?
There are three main components to the liability
side of the balance sheet: core capital, short-term
and long-term funding. Capital determines the
overall size of the balance sheet. The current
capital ratio is over 11 well above the long-term
target of 10%. That creates a buffer and provides
Rabobank with strategie flexibility. Many ofour
activities are financed via the money markets,
but every year, a shortfall is met with long-term
14 The Word
