Rabo band New Year Message Quality growth forecast 1993 Kauu General managers on the move Fire escape People Continued from page 1. The result is the now monthiy Raboband International. We hope it will improve our under- standing of what is happening within the organization world- wide and promote the Rabo team spirit - because that is what it is all about. If we can continually maintain and improve our team spirit, then we will be able to tackle the competition in the changing and unstable economie circumstances in to- day's banking world. The policy we will continue to pursue this year is aimed at our Dutch and network clients and at our core specialization - the food and agribusiness. We be- Continued from page 1. the end of the year to discuss the instability of economies worldwide, and how the bank should respond to this uncer- tain environment. The result of that meeting was a general consensus on the selective pursuit of quality, with improved balances between interest and fee income. The international aspects of the Strategie Action Plan have been further elaborated and a num- Issue 14/January 25,1993 lieve that the ever-expanding package of products offered to our cliënt groups will provide the kind of services clients to- day need. With this strategy in mind, the international division is gradually carving out a place for itself in the global banking world. Our results over the years, are making an increasing contri- bution to the overall results. All of our staff worldwide have work- ed hard to help achieve these results. We would like to thank you all for your efforts in the past, and to encourage you to meet the challenges presented by the coming year. A happy and especially prosperous 1993 to you all. Baron D.J.M.G. van Slingelandt ber of concrete decisions im- plemented. A number of new management tools to assist qualitative growth will be intro- duced in 1993, including credit courses, asset/liability man agement, risk/revert models and coordinating account man agement concepts. The report further states that in the light of these new tools and other growth-oriented strategies, and the fact that all foreign offices (including those still in start-up phase) will have a positive re sult before provisioning, a 10- percent improvement of results is forecast. Departing Singapore general manager Gijs van de Schriek surrounded by his staff. The Singapore office organ- ized a fun farewell for its de parting general manager at the end of December. Gijs van de Schriek had been with the of fice since it was opened in 1986 and has seen it grow into one of the biggest foreign of fices in the Rabobank organiz ation. Van de Schriek joins the London office as general man ager on January 25 and his pre- decessorthere, Willem van Lyn- den van Keppel will take on the job of general manager at the Singapore operation. The Lon don staff combined Christmas celebrations with Van Lynden van Keppel's send off and are organizing a cocktail party in early February to welcome their new general manager. Continued from page 1. the fire brigade. They arrived within five minutes and entered the second floor through the window - the smoke was so thick they could not use the door.' Why the printer short-circuited is a mystery and if the fire had Belgium Nathalie De Backer joined the back office staff on December 16. The following ap- pointments became effective on January 1,1993. Mick Elegeert has been appointed account manager agri-business. Deputy director Roger Delcroix is now responsible for coordinating food and agribusiness and Eric van de Peer took up his new po- sition as senior account man ager export finance. Account manager Karei Stoops has left the bank to take up an appoint- ment with Lage Landen Leasing. New York Senior vice president Stephen I. Piccininni joined the New York office as deputy general manager from Midland Montagu on December 1, 1992. Former independent con- tractorforthe Rabobank in New York, Callan Oltman was ap pointed collateral inspection of- ficer on January 1, 1993. Switzerland Kathrin Rolli has been appointed as assistant to the operation department as from December 1, 1992. UK Senior dealer, investment and derivatives Rustam Lam joined the bank from Banque Paribas on November 9, 1992. Julia Hughes was appointed cus- tomer services clerk in the ad- ministration division on Novem ber 11,1992. The banking divi sion has a new junior secretary, Nicola Shears. She joined the bank on November 16, 1992. Corporate finance researcher Joanne Slater took up her post at the bank on November 23, not been discovered so quickly, it could have developed into a serious blaze affecting the who- le building. Flowever, the Miian office is already back to normal - only a iimited amount of of fice equipment was destroyed and smoke clean-up operations and re-painting will be complet- ed before the beginning of February. 1992. David Sprackling was appointed technical operations administrator on November 30, 1992. Deputy manager ac counts Andrew Skeoch joined the bank from Kansallis-Osake- Pannki on December 30,1992. The corporate finance division has recruited a new manager project fiance group. Paul McCulloch comes from the Sanwa Bank. Utrecht Frans Kragten has join ed the Europadesk from the bond dealing department. He will be responsible for Switzer land. Tjeerd de Vries has been appointed to the corporate fi nance division. Both appoint- ments as per January 1,1993. INTERNATIONAL Editorial staff Stan Polman and Anne Lavelle (Editorial Department) and Cees van Rest and Jacqueline Noord hoorn-van Bentum (International) Division). Editorial address Rabobank Nederland Caroline Renette, editorial assistant P.O. Box 17100 NL 3500 HG Utrecht Telephone +31 30 902083 Telefax +31 30 901904 Designed and printed by Hoonte-Holland, Utrecht

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